Public & Product Liability Insurance
Public & Product Liability Insurance is designed to protect your business in case you or an employee cause third party personal injury or third party property damage due to your negligence.
Considering a beauty or hair salons will spend all day treating clients with facials, massage, waxing or hair colouring, public liability insurance is super important. This type of insurance will protect your salon if one of your clients suffers a personal injury during a treatment or simply while in your salon. It will also protect your business in case you damage their personal belongings, for example you might accidentally spill wax onto your clients Gucci hand bag or on their clothes.
If a client is to claim against your business and you are found to be negligent, your insurer will pay to repair or replace the property damaged caused or in the event or a personal injury claim, the insurer will pay for their medical expenses and could even pay for forms of compensation.
Whether you have a salon or a mobile business, claims made against your business can be very stressful. Public Liability Insurance will help take some of the stress away.
Without Public Liability Insurance a claim made against your business can be financially devastating and could even send you bankrupt. That’s why it is so important to not only protect your business but yourself with Public Liability Insurance.
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