Hairdressing Business Insurance
There are a number of hairstylist insurance policies to consider when insuring your hairdressing salon. One vital cover to obtain is Business Pack insurance. This policy enables flexibility to select specific sections or opt for the full package. Often businesses will start with the public liability section to protect their business in the event a third party obtains personal injury or property damage whilst in the salon. You may also want to consider the property and theft sections of the policy. This will protect your stock and contents in the event of a fire or theft.
Public & Products Liability Insurance
Public & Products Liability insurance is designed to protect your business in the event of an unforeseeable accident in which a third party obtains a personal injury or property damage due to your negligence.
Considering beauty and hair salons will spend all day treating clients with facials, massage, waxing or hair colouring, public liability insurance is important. This type of insurance will protect your salon in the event a third party obtains a personal injury during treatment or simply while in your salon. It will also protect your business in case you damage their personal belongings, for example, you might accidentally spill hair dye on your clients Gucci handbag or on their clothes.
If a client is to claim against your business and you are found to be negligent, your insurer will pay to repair or replace the property damaged caused or in the event or a personal injury claim, the insurer will pay for their medical expenses and could even pay for forms of compensation.
Whether you have a salon or a mobile business, claims made against your business can be very stressful. Public Liability insurance will help take some of the stress away.
Without public liability insurance, a claim made against your business can be financially devastating. That’s why it is essential to protect your business with public liability insurance.
Business Pack Insurance
One of the most common policies purchased under hairdresser’s insurance is a business pack. This type of policy has several sections to choose from so that your hairdressers insurance pack is tailored to your needs. Some of the more popular sections are the Property & Theft section. This covers your stock and equipment at your primary salon in case of a fire, malicious damage, storms and theft.
General Property Insurance For Hairstylists
Many hairstylists do not work in just the one location, often you will find yourself travelling for weddings or special events. General property insurance is a great option to cover your equipment while you are mobile or travelling between locations. This type of cover protects your equipment for fire, theft and collision. Some policies will also include accidental damage. When searching for the right hairstylist insurance packs, consider asking for general property insurance quotation.
Hairstylist Insurance Quotation
Luckily obtaining an insurance quotation for your hair salon in Australia is simple. All you need to do is contact us via the links below or alternatively call us on 0480 154 701.