Mobile Salon Insurance
Mobile Salon Business Insurance
When sourcing a Public & Products Liability Insurance for a mobile salon it is important to read through the exclusions shown on the policy schedule. Not every insurer will cover every treatment you may perform so it is important to make sure every treatment is covered. The best way to find out if you are unsure is to talk to your broker.
Here at Salonsure our team will ensure all your business activities are covered under your mobile salon insurance policy.
Mobile salons tend to carry a lot of stock and contents with them and often wouldn’t be able to operate without them. Obtaining the right salon insurance to protect yourself in case of fire, theft or collision while your mobile is super important. This type of cover would fall under the general property section on a business pack insurance policy.
Public & Products Liability Insurance
Public & Products Liability Insurance is designed to protect your business in case you or an employee cause third party personal injury or third party property damage due to your negligence.
Considering you will be spending all day treating clients in their own home, public liability insurance is super important. This type of insurance will protect your mobile salon if one of your clients suffers a personal injury during a treatment. It will also protect your business in case you damage their personal belongings, for example you might accidentally spill wax onto your clients Gucci hand bag or on their clothes.
If a client is to claim against your business and you are found to be negligent, your insurer will pay to repair or replace the property damaged caused or in the event or a personal injury claim, the insurer will pay for their medical expenses and could even pay for forms of compensation.
Whether you have a salon or a mobile business, claims made against your business can be very stressful. Public Liability Insurance will help take some of the stress away.
Without Public Liability Insurance a claim made against your business can be financially devastating and could even send you bankrupt. That’s why it is so important to not only protect your business but yourself with Public Liability Insurance.
Mobile Salon Insurance Quotation
Luckily obtaining a mobile salon insurance quotation in Australia is relatively easy. All you need to do is contact us via the links below or call us on 07 3135 7436.