Barber Business Insurance
When sourcing Public & Products Liability insurance for your barbershop it is important to read through the exclusions shown on the policy schedule. Some insurers may not cover all your business activities. For example, it is very common now that barbershops serve a beer or whisky with their shaves. The best way to make sure you are covered if you are unsure is to talk to your broker.
Here at Salonsure, our team will ensure you are adequately covered to meet your business needs.
Whether your barbershop operates in a permanent or mobile setting, barbers tend to have a lot of stock and contents and often wouldn’t be able to operate without them. Obtaining the right insurance to protect yourself in case of a fire or theft is critical. This type of cover would fall under the property and theft section on a business pack insurance policy.
Public & Products Liability Insurance
Public & Products Liability insurance is designed to protect your business in the event of an unforeseeable accident in which a third party obtains a personal injury or property damage due to your negligence.
Considering barbers spend all day treating clients with hair cuts, colouring or the famous straight razor shave, public liability insurance is important. This insurance cover will protect your business in the event of an unforeseeable accident in which a third party obtains a personal injury during treatment or simply while in your barbershop. It will also protect your business against property damage to a third party. For example, you might accidentally damage your client's clothes.
If a client is to claim against your business and you are found to be negligent, your insurer will pay to repair or replace the property damaged caused or in the event or a personal injury claim, the insurer will pay for their medical expenses and could even pay for forms of compensation.
Whether you have a salon or a mobile business, claims made against your business can be very stressful. Public Liability Insurance will help take some of the stress away.
Without Public Liability insurance, a claim made against your business can be financially devastating. That’s why it is essential to protect your business with public liability insurance.
Barber Insurance Quotation
Luckily obtaining a barbers insurance quotation in Australia is simple. All you need to do is contact us via the links below or alternatively call us on 07 3135 7436.