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Nail Technician Insurance
Nail Salon Insurance
When sourcing a Public & Products Liability Cover for a mobile salon it is important to read through the exclusions shown on the policy schedule. Not every broker will cover every treatment you may perform so it is important to make sure every treatment is covered. The best way to find out if you are unsure is to talk to your broker about getting a nail salon insurance.
Here at Salonsure our team we will ensure all your business activities are covered under your nail technician insurance policy.
Public & Products Liability Indemnity
Public & Products Liability Indemnity is designed to protect your business in case you or an employee cause third party personal injury or third-party property damage due to your negligence.
Considering you will be spending all day treating clients, public liability indemnity is super important. This type of nail salon insurance will protect your business in case one of your clients suffers a personal injury during a treatment. It will also protect your business in case you damage their personal belongings, for example you might accidentally spill paraffin wax onto your clients Gucci handbag or on their clothes.
If a client is to claim against your business and you are found to be negligent, your broker will pay to repair or replace the property damaged caused or in the event or a personal injury claim, the insurer will pay for their medical expenses and could even pay for forms of compensation.
Whether you have a salon or a mobile business, claims made against your business can be very stressful. By getting a nail salon insurance, this will help take some of the stress away.
Without Public Liability Indemnity a claim made against your business can be financially devastating and could even send you bankrupt. That is why it is so important to not only protect your business but yourself with a Public Liability Cover.
The Benefits of a Nail Technician Insurance
The nail art industry is booming, with more and more women relying on getting the expert treatment. It has become an artistry that is the go-to beauty destination hub for women aiming to look pristine at a wedding to a weekly self-care ritual. You’ve got them in the palm of your hands. Therefore, it is highly important to make the utmost effort to provide your clients with the best experience possible.
Even though every ounce of care is sought to protect your business, accidents can happen when you least expect them. What if one of your beauticians may accidentally cut your client with the cutter? They may end up in hospital with you having to deal with getting sued. As the skin can become manipulated and can get cut, you can be prone to infection, especially when these tools have been sharing between others. How about if one of your clients trip over as a result of water on the floor spilt from the foot spa? You may have to pay for the damages. This can happen without the help of nail technician insurance. Despite the filing that has gone down to trim up your business, the most cautious of beauticians may find themselves having an incident occur with a client.
To prevent this, it is important to get yourself covered with nail technician insurance prior to starting your business. In this way, you will not have to worry in case of an accident. This day in age people have become heavily reliant on the suing culture, making it costly just to settle your case. By getting nail salon insurance, you can guarantee that you will be saving money for your business, not having to pay the extra cost.
At Salonsure, we can make sure that you will not have to take a single cent out of your own wallet with the help of nail technician insurance. We will be able to provide exceptional service with our brokers at your beckoned call to ensure that you will be covered in the case of an emergency. If you provide other beauty services at your salon, we can be able to provide additional covers for your business. In addition to nail salon insurance, we also cover indemnity in laser hair removal, hair care, cosmetic tattoos, make-up artistry, massage treatment, and other beauty therapies.
Giving it the extra coat of polish with a nail salon insurance that will ensure you’ve got your business covered!
Luckily obtaining a nail salon insurance quotation in Australia is relatively easy. All you need to do is contact us via the links below or call us on 07 3135 7436.