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What to Expect as a Makeup Artist

Updated: Oct 12, 2023

Makeup Artist Insurance

What to Expect as a Makeup Artist

Working as a makeup artist might sound like a simple, fun way to make a living. However, although there aren’t any formal requirements, being successful does require a high level of creativity. In addition, it’s a highly competitive field in Australia. As a result, you must put a lot of work into creating a name for yourself and your business.

A makeup artist can work from home, in a salon, or on location. To work as a makeup artist, you need skills and creativity. You should know about different skin types and face shapes. One of the most important qualities of a makeup artist is experience. But even the most experienced makeup artist can run into issues with their clients.

What Is a Makeup Artist?

A makeup artist applies makeup and prosthetics to change how a client looks. They may use their skills to enhance a person’s appearance or disguise undesirable features. Although many people think of a makeup artist as someone who prepares performers for the stage, they also apply makeup to ordinary people who want to enhance their appearance.

Working with models, celebrities, and other performers is just one niche of work in which makeup artists work. If you live in an area with little demand for makeup artists in the theatre or the fashion industry, you might offer makeovers or makeup for special events. You are only as limited as your location and your level of skill.

If you work in a salon, you might work with large groups as they get ready for special events. Some occasions that are some of your busiest would include school formals and weddings. Sometimes mobile makeup artists go to events, businesses, or private homes and provide their services at the client’s location.

You might have the opportunity to work as an employee in someone else’s salon. You could also work as an independent contractor who several different companies hire. On the other hand, maybe you’re starting your own salon and are offering services as a makeup artist. In either case, it’s essential to consider the serious side of your career as a makeup artist.

The Issue of Liability

Ideally, you will succeed as a makeup artist, and every client you work with will love your work! However, most people who work in any service area know that you can’t please everyone all the time.

You must be prepared to accept criticism and complaints regardless of which niche you work in. There will be times that clients think you should have done a little more or a little less. But it’s those times where something doesn’t work correctly, or you don’t have your mind on your business for a few seconds, that something more serious goes wrong. That’s when the issue of liability comes into play.

Simply put, liability is your legal responsibility to compensate someone for the damage or an injury you caused them. It means that the person who experiences the damage or injury can sue you. If the court decides that you were liable, you will have to pay for the person’s losses.

As a makeup artist, you have the potential to be named in a lawsuit every day. You are responsible for the appearance and condition of your client’s skin. If your product gets contaminated or your client reacts to treatment or a product, it could cause injuries to your client. It doesn’t have to be a mistake in the application process. It might be something as unexpected as a client’s allergy to a makeup brush.

Liability lawsuits are so devastating to a business because business owners don’t always plan for the unexpected. As a makeup artist, you should know that every time you apply makeup to a client, there is a real possibility that something could go wrong. Even if it’s due to a faulty product, you might be solely responsible for compensating the injured client.

What Is Professional Liability Insurance?

Professional liability insurance is a type of coverage that protects you from liability related to your business. For example, it can keep you from having to pay the legal costs and claims due to an act, omission, or breach of duty.

As a makeup artist, you owe your clients a duty of care. That means you must take reasonable care to avoid hurting or damaging a person or their property. A breach of this duty might include failing to evaluate a client’s skin condition, using a faulty product, or giving them a treatment that isn’t appropriate for their needs.

The duty of care extends to the time clients spend in your salon. For example, they could be injured if they slip and fall on a wet floor. You can even be held liable if an employee gets hurt while using equipment in the salon.

The potential for causing damages or injuries is significant for a makeup artist. So it’s always a good idea to get the insurance coverage you need to protect your business. No one wants to put all that work into building an exciting and successful career only to lose it because of a lawsuit.

Insurance can help prevent you from paying all or part of the costs of damages. That’s one of several ways that liability insurance helps protect your business.

Makeup Artist Insurance to Protect Your Salon

Natural disasters, theft, and vandalism are some things that could affect your finances. For example, if you have your own salon, you probably rely on large quantities of stock and expensive equipment to do your job. If you lost it due to a fire, theft, or another disaster, you wouldn’t be able to work. So how would you cover the expense of replacing your stock, restoring your salon, or both?

Makeup artist insurance can protect you from different types of loss that could greatly impact your business. There are different types of insurance coverage to suit a range of needs. Contact us to discuss your requirements for makeup artist insurance and protect the career that you’ve worked so hard to make a success.


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