Whether you run a home based massage business or rent a room in a massage salon, a common question you may ask yourself is do I need a massage therapist insurance policy? The short answer is yes and in this blog, we will explain why.
Massage Therapist Insurance
Massage therapist insurance will help protect your business in case a client suffers an injury during a treatment or whilst in your salon. For example, a person may slip on spilt oil which has been left unattended or a client could experience an adverse reaction to the oils applied to their skin during a treatment. Massage therapist insurance will help take the financial stress away in the event a client sues you for personal injury. Without massage therapist insurance, a claim made against your business could not only be damaging for your brand but could direct the business towards bankruptcy
Mobile Massage Therapist Insurance
What if I travel to see clients? Then your massage therapist insurance can help keep your business covered while you are mobile in the event of a third-party personal injury or third-party property damage claim. You may also want to consider covering your stock and equipment while you are mobile in case of a fire, theft, or collision. With mobile businesses, it is highly recommended to obtain appropriate insurance cover for your vehicle.
Massage Therapist Insurance Costs
The cost of massage therapy insurance will vary depending on the level of cover required to meet businesses individual needs. Policies can be sort from as little as $300 or be priced at over $1,000. The size and needs of your business will be factors in the differentiation of massage therapist insurance premiums. The simplest way to determine the overall cost of massage therapist insurance for your business is to contact us for a quick obligation free quote:
